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Scam-Be aware of BHG
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This company is very aggressive. They did not take a no for an answer. A representative from the company kept calling me and finally I agreed to speak with him. He sounded like I was the most important person in the world. He told me that the answer for a loan was in minutes as long as I provided my personal information. He also said the application would not appear on credit report. Well once I provided my information, he started saying it takes 5 days to get an answer. I received a letter from them 2 months later saying that I did not qualify for a loan for reasons that are completely made up reasons (too few accounts currently paid as agreed, length of time revolving accounts have been established, proportion of loan balances to loan amount is too high, and number of accounts with delinquency). First of I have excellent credit. I have no loans or debt and I have never defaulted on any account. I currently have one credit card that I use occasionally. Therefore just be aware and do not provide them with any of your personal info. Finally, the application did appear on my credit report. .
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